Mortgage Calculator
Instructions
1. Enter your information into each required field. Hover the info bubbles for more information.
2. Populating all editable fields with values will increase the accuracy of the results.
3. You may go back at any time to modify the contents of the fields.
4. Click “Calculate” to populate your results immediately.
**Disclaimer: The mortgage calculator provided on this website is for informational purposes only. The results generated by the calculator are based on certain assumptions and should not be considered as financial advice or a guarantee of mortgage qualification or rates. The calculated figures may not reflect the actual costs, fees, or interest rates associated with a mortgage loan. It is important to consult with a qualified mortgage professional and obtain personalized advice based on your specific financial situation and the current market conditions. The use of this calculator does not create a client relationship with the website owner, and we assume no responsibility or liability for any decisions made based on the results obtained from the calculator.
Tips For Buying
Don’t Max Out Your Budget
Just because you’ve been approved for a max amount doesn't mean you should spend it all on the home's sale price. You will want to set some of that aside for closing costs, taxes, and potential home repairs or remodeling.
Get to Know the Area
Make sure the neighborhood works for you and your family - are you close to schools, and is shopping conveniently located?
Don’t Skip the Home Inspection
Inspections are worth their weight in gold and will draw attention to problems you may not otherwise see, giving you peace of mind and letting you make more informed decisions about your purchase.
Get Pre-Approved
Getting pre-approved by a lender lets the seller know you are serious and ready to purchase a home and that you are not just window shopping. Check out our list of recommended lenders here.
Make a List of Deal Breakers
Know what you can live with and cannot live without and also those things that can be taken care of with a simple remodel. If you need a four-bedroom home, don't buy one with two that requires a massive addition which can break your budget.
Look at the Age of Appliances and Other Systems
Appliances are some of the most expensive portions of the home, and you should pay particular attention to their age and whether they have required service.
Other systems to have inspected are your HVAC, water heater, and septic, if applicable. You may be able to get the seller to add a home warranty when buying.
Check For HOA Requirements
Most neighborhoods have HOAs that govern what you can and can't do - be sure you know what the rules are for your neighborhood.
Questions? Contact us!
Give us a call at 505.448.3600 or use the button below to send us a message.
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Areas We Serve
Don’t see your neighborhood? These are just a few cities and communities we offer management services to. Contact us if you don’t see yours; we are always looking to expand!